Understanding IFSC Codes

Published on Oct 30, 2025

What is an IFSC Code?

An IFSC code is a unique identification code for bank branches in India. IFSC stands for Indian Financial System Code.

Key Features:

  • 11 character alphanumeric code
  • First 4 characters represent the bank
  • 5th character is always 0
  • Last 6 characters identify the branch

IFSC codes are essential for electronic fund transfers like NEFT, RTGS, and IMPS.