Bank Holidays State Wise

Bank Holidays State Wise in India - Complete Guide 2024-2025

Bank holidays in India are an important aspect of the financial calendar. Understanding bank holidays for your state is crucial for planning your financial transactions, loan applications, and other banking activities. This comprehensive guide provides you with complete information about bank holidays across all Indian states.

What are Bank Holidays?

Bank holidays are days when banks remain closed and do not conduct regular banking operations. These holidays are declared by the Reserve Bank of India (RBI) and vary from state to state based on regional festivals, national holidays, and local celebrations.

National Bank Holidays (Applicable to All States)

The following holidays are observed across all banks in India:

  • Republic Day - 26 January
  • Independence Day - 15 August
  • Gandhi Jayanti - 2 October

State-Specific Bank Holidays

In addition to national holidays, each state observes its own set of bank holidays based on regional festivals and cultural celebrations. These include:

Major State Holidays

  • Holi - Celebrated across most states in March
  • Diwali - Celebrated across most states in October/November
  • Durga Puja - Observed in West Bengal and Assam
  • Onam - Observed in Kerala
  • Pongal - Observed in Tamil Nadu and Andhra Pradesh
  • Baisakhi - Observed in Punjab
  • Eid-ul-Fitr & Eid-ul-Adha - Islamic festivals observed across states
  • Christmas - 25 December (observed in most states)

Why Should You Know About Bank Holidays?

Knowing about bank holidays is important for several reasons:

  • Plan your banking transactions in advance
  • Avoid delays in fund transfers during holidays
  • Schedule loan applications and approvals
  • Plan cheque deposits and clearances
  • Understand NEFT, RTGS, and IMPS availability
  • Plan investment activities

How to Check Bank Holidays for Your State

To find the complete list of bank holidays for your specific state:

  1. Visit the official Reserve Bank of India (RBI) website
  2. Check your bank's official website
  3. Contact your nearest bank branch
  4. Use our IFSC code finder to locate your branch and get holiday information

Impact of Bank Holidays on Banking Services

During bank holidays, the following services are typically unavailable:

  • Over-the-counter transactions
  • Cheque clearances
  • Loan approvals and disbursements
  • Account opening and closing
  • Physical branch services

Note: Online banking services like fund transfers through mobile apps and internet banking may still be available during bank holidays, depending on your bank's policies.

Planning Your Banking Activities

To ensure smooth banking operations, always plan your important transactions a day or two before bank holidays. This will help you avoid any delays or inconveniences.

For the most up-to-date and accurate list of bank holidays for your state, please visit the official RBI website or contact your nearest bank branch directly.